Look out! Be wary of three risks in the ＂consumer rebate＂ routine

　　CCTV News:Have you ever heard of it as a frequent shopper?"consumption rebate"?

　　Recently, some third-party platforms are under the banner of "entrepreneurship" and "innovation", with the gimmicks of "shopping back to the original", "consumption equals making money" and "you spend and I pay back the money".Promise to return high or even full consumption and franchise fees.And so on, in order to attract consumers and businesses to invest.

　　Recently, the Insurance Regulatory Commission of the Bank of China, the Ministry of Industry and Information Technology, the Ministry of Public Security, the Ministry of Commerce, the People’s Bank of China and the State Administration of Markets jointly reminded the public to be alert to this kind of "consumer rebate" that is different from the normal business rebate promotion activities! So what are the "routines" here?

　　"Routine 1": High rebate is difficult to achieve.

　　Rebate funds mainly come from commodity premium income and fees paid by members and franchisees. Most platforms do not have legitimate real economy and income matching their promised returns, so it is difficult to maintain capital operation and high rebate for a long time.

　　Some platforms absorb public and business funds through online and offline channels, such as "prepaid consumption" and "recharge", and a large amount of funds are controlled by the platform, which has the risk of transferring funds and running away.

　　Some platforms fictionalize profit prospects, promise high returns, instruct or acquiesce members and franchisees to fictionalize commodity transactions, pay a certain percentage of fees directly to the platform, and seek high rebates. In this way, the platform achieves the goal of quickly absorbing public funds. Some platforms also use pyramid schemes, with the so-called "dynamic income" as bait, requiring participants to pay entry fees and "attract people to join" and get commissions by developing offline. The above-mentioned behaviors of the platform and participants are characterized by illegal fund-raising and pyramid schemes.

　　Therefore, once again remind everyone that the operation mode of such platforms violates the law of value. Once the capital chain breaks, participants will face serious losses. According to the relevant regulations, participation in illegal fund-raising is not protected by law, and you are at your own risk and responsibility; It is illegal to participate in pyramid schemes and will bear corresponding responsibilities according to law. The general public and businesses are requested to be vigilant, enhance risk prevention awareness and identification ability, and prevent damage to interests. At the same time, the clues of illegal crimes can be actively reflected to the relevant departments. (CCTV reporter Liu Ying Ge Xiaowei picture from business micro news)