The price of RAV4 was announced, and FAW-Volkswagen’s new small SUV was released

Hello, everybody!

First of all, remember our agreement~

If you have any questions about buying or using a car, you can leave a message below this article. We will choose the question with the highest number of likes and come up with an article to answer it next week!

Okay, without further ado, let’s take a look at what new cars are on the rim this week and what big things are happening~~~

 The new RAV4 Rongfang officially launched 17.48 – 258,800 yuan 

On the evening of October 25th, the new car was officially launched. As a replacement model for the current model, the new car is positioned as a compact model.In terms of power, a 2.0L gasoline engine and a 2.5L hybrid are available.

inThe guide price for the 2.0L gasoline version is 17.48 – 225,800 yuan,The price guide for the 2.5L hybrid version is 22.48-258,800 yuan.

In terms of appearance, Rongfang has changed the warm and household style of the past, adopting a style that has never been seen in the past 25 years (5th generation models)Hardcore off-road style.

In terms of the interior, the tough lines continue in the car, the layers of the center console are clear, and the main color of black appears clean and tidy.

Rongfang will offer three four-wheel drive systems:

  • The high-end fuel version of the four-wheel drive model is equipped with a dynamic torque vector control four-wheel drive system (DTV 4WD).
  • The hybrid version of the four-wheel drive model is equipped with an electronic four-wheel drive system (E-Four).
  • The low-fuel version of the four-wheel drive model is equipped with a dynamic torque control four-wheel drive system (DCT 4WD).

Rongfang is built by the TNGA-K platform, andToyota Asian Dragon and Lexus ES are developed on the same platformThe leapfrog of the platform is bound to bring a higher level of driving quality.

 

Editor’s comment: The fifth generation Rongfang is no longer the good boy who carried the "small schoolbag" in our impression.

 Bora/Golf pure electric version listed 14.77-16 8,800 yuan and 13.68-14 6,800 yuan 

On October 29, it was announced that domesticGolf · Pure electric (e-Golf), Bora · Pure electric (e-Bora)The model is officially launched.

Golf · Pure electricThe design of the imported e-Golf is completely continued, with only a few details changed: the blue cellular front grille and headlights,The newly designed LED taillights also feature low wind resistance wheels and low roll resistance tires.

In terms of size, the length, width and height of pure electricity are4259 (4267)/1799/1479mm, wheelbase 2631mm.

Bora Pure ElectricThe changes are even more pronounced, with denser horizontal chrome trim, strong GTE-style side vents, etc., which look more sporty.

 

In terms of size, the length, width and height of pure electricity are4663 (4671)/1815/1473mm, wheelbase 2680mm.

Pure electric and pure electric are equipped with the same pure electric power system.The maximum power of the drive motor is 100 kW (136 hp), the peak torque is 290 Nm, and the power comes from the 37.2kWh capacity of the Ningde era ternary lithium battery. The NEDC range is 270km.

 

Editor’s comment: The cruising range is 270KM, which is the level of domestic electric vehicles three years ago. Now FAW-Volkswagen launched these two products, although the driving quality may be better than some domestic electric vehicles, but FAW-Volkswagen’s endorsement can bear the price of about 160,000 after subsidies?

 Baojun RS-3 officially listed 7.18-8 9,800 yuan. 

 

On October 29, underNew small SUV – Baojun RS-3Officially listed.

 

In terms of appearance, the RS-3 model still adopts a family-style exterior design, with an octagonal front grilleSplit headlightsMake it highly recognizable.

 

In terms of body size, the length, width and height are 4300/1750/1625mm respectively, and the wheelbase is 2550mm.

 

In terms of power, it is equipped with1.5L naturally aspirated engine with two different tuning options.

  • Manual transmission model, rated at 99, peak torque of 143 Nm
  • The CVT version is rated at 105 and has a peak torque of 135 Nm.

 

Editor’s comment: Baojun RS-3 has a good exterior interior design, rich technology configuration and the introduction of Internet functions are its highlights.

 Audi Q8 officially launched 76.88-101 8,800 yuan 

On October 25th, the latest – officially launched.

As a model currently available in the domestic market, the new car offers2.0T and 3.0T + 48V with two power models,All models come standard with an 8AT transmission and a quattro four-wheel drive system.

 

As a model in the Q series,The Audi Q8 adopts a four-door coupe SUV design languageThe exaggerated front face design, while retaining the large mouth air intake grille, adds more movement, making the whole full of three-dimensional sense.

 

The interior design is similar to that of the new A8 and other modelsMulti-screen designIt is full of technology.

 

Editor’s comment: The launch of the Audi Q8 is bound to impact the sales of the BMW X6 and Mercedes-Benz GLE Coupe currently on the market.

 Mercedes-Benz EQV – new energy MPV official map released 

 

From the official picture, the overall shape of the EQV continues the current design, butIncorporates EQC’s design languageThe overall shape is elegant and noble, full of aura.

 

As a pure model, the EQV’s greatest attraction is its battery life.

It comes with aMore than 100kWh battery pack, the maximum power can reach 110kW, the maximum range of 400 kilometers; Mercedes-Benz equipped the EQV with super fast charging, fast charging mode can reach 100 kilometers in 15 minutes.

 

Editor’s comment: In the MPV market, neither the "price increase" method (Elfa), which is famous for its luxury, nor the Buick GL8, which cannot shake its position, has launched a pure electric MPV. This time, Mercedes-Benz launched a pure electric MPV, which has not only the comfort of the V-class, but also the quiet and energy-saving environmental protection of a pure electric car.

 Ferrari SF90 Stradale listed 3.988 million yuan 

 

The domestic launch of the SF90 Stradale was held.

The SF90 Stradale is Ferrari’s first plug-in hybrid model.

It carriesA plug-in hybrid system composed of a 3.9-liter twin-turbo V8 engine and three motors, with a maximum power of 1000 horsepower and a 0-100km/h acceleration time of 2.5 seconds,It was 0.5 seconds faster than Big Brother LaFerrari.

The interior is usedFull LCD instrument panel and a new three-spoke multi-function steering wheelFor the first time, a touchscreen and a large number of touch buttons are integrated into the interior, making it easier for drivers to control.

Editor’s comment: The SF90 Stradale has thousands of horsepower, but the price is only one-fifth of the LaFerrari (LaFerrari’s guide price is 22.50 million), and the SF90 Stradale is not inferior to the big brother LaFerrari in lap times. Do you like this SF90 Stradale?

 New Hyundai Yuena listed 7.28-9 6,800 yuan 

On the evening of October 30, the new model was officially launched, launching a total of four models.

As a facelift of the old model, the positioning of the compact car, in terms of power,Cancel the 1.6L naturally aspirated engine and keep the 1.4L naturally aspirated engine.

 

In terms of appearance, the front face shape is more aggressive than that of the old model. The biggest change is in the rear of the car,Through the taillight design makes the visual effect of the entire rear widerIt can be said to be reborn.

Interior changes are minor, except that the central control screen no longer uses the built-in design andFeatures a 12.3-inch full LCD instrument clusterOther than that, the remaining design remains almost unchanged from the old model.

Editor’s comment: No matter how it changes, it is still acceptable to the family car.

 Mercedes-Benz EQS spy photos exposed 

EQS will be built on the family’s new EVA platform, and subsequent pure electric versions of C-class, E-class and other models are also expected to be built on this platform.It can carry up to 377kg of battery pack.

In terms of appearance, the EQS vehicle adopts the latestFamily design languageThe lines are smooth and low, creating a type of visual effect.

In terms of power, the new car usesWith a dual-motor layout, the combined maximum power will exceed 350kW, and it is equipped with a 115kWh battery pack, providing a cruising range of up to 700km.

 

Editor’s comment: Mercedes-Benz currently plans many models in the field of new energy, and the products of the EQ family are about to become another synonym for Mercedes-Benz. The launch of EQS will be benchmarked against models such as the Audi e-tron GT.

 Volkswagen I.D. BUGGY’s domestic debut, with a maximum battery life of 550km 

 

I.D. BUGGY officially debuted in China. This car is built on the MEB electric modular platform and uses pure electric drive.It offers three capacities of 48, 55 and 62kWh, and supports 125kW fast charging with a maximum power of 150kW (203Ps).

 

In terms of appearance, I.D. BUGGY continues the design of the previously released Buggy Up concept ATV.Large AT tires with convertible design,It sounds incongruous, but it looks very cute and adorable.

The interior cannot be described as simple, and there are almost no buttons.Only a small LCD screen is located in front of the steering wheel.

 

Editor’s comment: Do you like such a cute pure electric "UTV"? Imagine driving this car in the desert to "shabu". No, it should be galloping on the beach.

 FAW-Volkswagen Exploration Released, Listed During the Year 

 

As the newest member of the product matrix,FAW-Volkswagen Probe for Positioning Small SUVsOfficially meet everyone.

Exploration is based on European T-Cross research and development, born inMQB-A0 platform,At the same time, it has a brother.Tu Kai from Shanghai Volkswagen.

On the day of its release,Volkswagen has released a new "VW" logo in China, and the logo style of Volkswagen "R" has also been revisedIt became the first of all domestic models to adopt these two new logos.

Editor’s comment: Whether it is appearance, interior or power, it is almost the same as its brother Tukai. The FAW-Volkswagen "Explorer" series family finally has a family of three.

 Equivalent PSA/FCA will create a new group and go public 

Just one day after the official announcement, the Group (hereinafter referred to as "PSA") announced its proposed merger with the Group (hereinafter referred to as "FCA").

According to the proposal made public by PSA Group on October 31st,PSA and FCA will create a new auto group in the form of equal sharesAfter the merger is successfully completed, the group will become the fourth largest company in the world.

 

Popular science: PSA owns five major car brands: Citroen, DS, Peugeot, Opel and Vauxhall.

     FCA owns: Fiat, Chrysler, Dodge, α coefficient Romeo, Maserati and other brands.

Editor’s comment: After the merger of PSA and FCA, two groups that are half-dead in the Chinese auto market, can they generate sparks?

 Porsche 911 Carrera S and 4S launch with manual transmission 

 

911 is a classic family under its umbrella and is currently owned in China911 Carrera, 911 Targa 4, 911 Turbo, and 911 GTS are five major series.

It is reported that the hardtop and convertible versions of the new car series – Carrera S and Carrera 4SAdded a 7-speed manual transmission as an option, and the price remains unchanged.

The cost of this 7-speed manual transmission is lower than the cost of its own 8-speed PDK.After the manual transmission version is selected, Porsche will "give" the Sport Chrono component to customers.

Editor’s comment: The manual version of the 911 can bring a purer and more fun driving experience. Battle Frog is about to enhance combat attributes.

 

Okay, that’s it for this issue of the rim event

 

If you have any questions about buying a car, remember to leave a message~~~

 

See you next time~ Bye!

Turning the advantages of traditional automobile industry into the advantages of new energy automobile cluster; iterative upgrading of Nanjing automobile industry.

□ Nanjing Daily/Zijinshan News reporter Xu Ning

Recently, mass-produced dark blue S7 new energy vehicles have been rolled off the assembly line from the new factory in Chang ‘an, Lishui Economic Development Zone, Nanjing. The first batch of 88 vehicles have been sent to 4S stores all over the country and will be put on sale soon.

Nanjing is one of the important automobile industry bases in China. As one of the "four pillars" industries in Nanjing, the automobile industry has gradually formed a relatively complete industrial system and brand advantages after nearly 70 years of development. In the next few years, Nanjing’s automobile industry structure will be continuously optimized and adjusted, and it will play a more stable role as a "ballast stone" supporting the city’s economic development.

There are more than 500 enterprises in the "chain", and both production and sales are full of vitality.

As the first medium-sized SUV of Deep Blue Auto, Deep Blue S7 has been continuously ordered, which is expected to become another explosion model of Changan Automobile this year.

According to official information, Deep Blue S7 started the pre-sale on May 20th, with the pre-sale price range of 169,900-239,900 yuan. The extended-range CLTC has a pure battery life of 121 kilometers and 200 kilometers, and the pure electric version offers two versions of cruising range of 520 kilometers and 620 kilometers respectively.

Deep Blue S7 was born in the new factory in Chang ‘an, Nanjing, which was just completed and put into use last November.

"It took less than a month from the pre-sale to the off-line delivery of the production car. At present, the hourly output of the production line has been raised to the phased goal of 25 units." The relevant person in charge of Deep Blue Automobile introduced.

With the rapid increase of national demand for RV in recent years, the manufacturing base is located in Nanjing Yingdeli Automobile Co., Ltd. in Liuhe Economic Development Zone, and the RV assembly line is full of horsepower and busy.

Yingdeli Company mainly produces more than 100 kinds of special purpose vehicles, such as touring cars, engineering inspection vehicles, negative pressure ambulances and unmanned aerial vehicle command vehicles, with annual sales of about 200 million yuan.

"There are obvious signs of overall market recovery this year, with urgent orders and large demand. In the first quarter alone, orders increased by more than 30% year-on-year." Jason, deputy general manager of the company, said that it is estimated that the overall sales will rise by about 20% this year.

Nanjing Iveco is located in the new welding workshop of Pukou factory. Stamping, welding, painting, and assembly are all in order, and employees are concentrating on their work. On the automatic production line, rows of robots waving mechanical arms are running at full load, and the factory area is in full swing.

Nanqi Jiangbei New Area Base is one of the important manufacturing bases of SAIC’s own brand cars, which mainly produces Roewe and MG series cars of its own brand, covering traditional fuel vehicles and new energy vehicles. In June last year, the first production car of the brand-new third-generation Roewe RX5 was officially launched at the base. With more luxurious appearance, more advanced technology configuration and more comfortable driving experience, this car has attracted much attention.

Production and sales are booming and full of vitality. As one of the pillar industries in Nanjing, automobile industry plays a very important role in the economic growth and employment increase of the whole city.

At present, there are more than 500 enterprises related to the automobile industry chain in Nanjing, including 7 vehicle manufacturers, including key enterprises such as SAIC Volkswagen, Nanjing Automobile Group, Changan Mazda and SAIC Datong, with a vehicle production capacity of nearly one million vehicles.

In addition, there are more than 300 auto parts enterprises, including production, manufacturing, sales, service, supporting, battery disassembly, automobile exhaust treatment and other links in the whole industry chain. Parts and components in the industrial chain of new energy vehicles are concentrated in key enterprises such as motors, electronic control, electric power steering, electric vehicle air conditioners and compressors.

In 2022, the city’s automobile industry completed an output value of 153.6 billion yuan, accounting for 10% of the city’s total.

Make efforts to be intelligent and electrified, and integrate innovative genes into the blood of the industry.

In the production system of Changan Automobile, Nanjing New Factory will be a "smart, efficient and green" model factory for new energy vehicles, with a planned annual production capacity of 200,000 vehicles.

"The new Nanjing factory has five workshops, including stamping, welding, painting, final assembly and battery, among which the welding workshop is equipped with 215 robots, with an automation rate of 98%." According to the relevant person in charge of Deep Blue Automobile, the new factory is also based on the 5G network and the Internet of Things platform. Under the optimization of the digital operation system, the manufacturing cost is expected to be reduced by 10%.

In recent years, Nanjing has continued to exert its efforts in the transformation and upgrading of electrification, intelligence and networking of automobiles, and has been successively approved as the first batch of national pilot cities and provincial vehicle networking pilot areas for the application of new energy vehicles. According to the "three verticals and three horizontals" industrial layout, a number of key enterprises in key core areas of the new energy vehicle industry have gathered, such as batteries, motors, electronic control and intelligent wire-controlled chassis, vehicle-mounted radar and vehicle-gauge chips. Among them, three of the top ten enterprises in the world in terms of total installed capacity of power batteries have been put into production in Nanjing, and the accumulated capacity of power batteries and the total installed capacity of power batteries in the whole year rank among the top in the country.

"Customers test drive in the 4S shop to experience the performance of the car, choose personalized configuration through the self-service system in the mobile phone, and the customized order will soon arrive at the assembly workshop." According to the relevant person in charge of SAIC Datong Nanjing Branch, in addition to the basic configuration such as powertrain, there are many options for colors, seats and wheel hub shapes, which can be randomly combined, and specific prices can be generated at the same time after the selection.

Since 2017, SAIC Chase MAXUS series products have settled in Nanjing, and the world’s first C2B custom factory has been built, becoming a global "lighthouse factory".

Entering the "Lighthouse Factory", a revolution in the automobile industry has been vigorously promoted here, and the traditional car-making mode has been broken. Consumers can "personal tailor" a "DreamCar" in three minutes.

"At present, personal tailor can provide nearly 100 configuration options for individual users. After determining the delivery time, users can even check the production and logistics information at any time, from scheduling to entering the workshop, from off-line to delivery. " The relevant person in charge of SAIC Chase Nanjing Branch said.

Whether it is a traditional fuel vehicle or a hot new energy vehicle, in Nanjing, which is rich in scientific and educational resources, innovation genes are also engraved into the blood of the automobile industry.

Nanjing Hengtian Lingrui Automobile Co., Ltd. began to build a technical platform in 2019, and has basically completed the complete product research and development and manufacturing system of new energy vehicles and core components of Sandian, with first-class overall technical strength in the industry.

Technical advantage comes from R&D investment. Since 2018, Hengtian Lingrui has applied for nearly 200 patents of inventions and utility models, including 91 authorized patents, including 2 authorized invention patents. The products cover the fields of motors, electronic control and complete vehicles.

Market performance has given back to innovation. In the past three years, Hengtian Lingrui Pure Electric Airport car ferry has sold 62 sets, with a total amount of 100 million yuan, accounting for 8% of the market in this market segment, and has been selected as a national "little giant" enterprise specializing in innovation.

Join hands with "head enterprises" and aim at "the first echelon"

The main models such as MG6 and RX5 brought by Nanjing Automobile Group have earned enough attention. Nanjing Changan Automobile made a wonderful appearance with deep blue series products … In the automobile tour exhibition of Nanjing metropolitan area and the supply-demand docking activities of Ningchu automobile industry chain held in late April, many automobile enterprises in Nanjing took out their own fist products.

The relevant person in charge of the Municipal Bureau of Industry and Information Technology said that this activity focused on the display and promotion of Nanjing real estate vehicles, and set up a communication platform between enterprises in the automobile industry in Ningchu, helping car companies to explore the market while achieving accurate docking of enterprise supply chains.

The government set up a platform to help, and the development of enterprises increased confidence.

In April this year, SAIC Chase’s brand-new architecture new energy vehicle and new MPV industrialization project were signed and landed in Jiangning High-tech Zone. The first vehicle is scheduled to be put into production at the end of 2023, which is expected to bring new output value of 10 billion yuan in the future.

SAIC Chase Nanjing Branch is an important strategic base for SAIC Chase to face the future. In 2022, the output value of Nanjing Branch exceeded 6 billion yuan, of which the output value of new energy vehicles was nearly 2.5 billion yuan, a year-on-year increase of 3 times. The new project signed this time is the third large-scale investment of SAIC Chase in Jiangning High-tech Zone since 2017.

SAIC also continued to "overweight" in Nanjing. At the beginning of this year, Nanjing Iveco SAIC Motor Commercial Vehicle Medium-sized Multi-functional Wide-body Light Passenger Vehicle Project was put into production in Pukou Economic Development Zone, with a total investment of 1.5 billion yuan. After production, it will achieve an additional output of 23,000 vehicles and an additional output value of 4 billion yuan.

It is understood that this project is the first strategic project after SAIC takes control of Nanjing Iveco. The products cover both fuel and new energy vehicles, facing both domestic and overseas markets simultaneously, and leading the global wide-body light passenger market segment strongly, which will further promote parts enterprises to form industrial chain cluster effect in Pukou District.

How to launch "Nanjing brand" in the fierce competition of automobile industry? The Action Plan of Nanjing to Promote a Strong City by Industry (2023-2025) clearly states that it is necessary to promote the structural optimization and adjustment of the automobile industry, focus on promoting the structural optimization and quality improvement of the automobile industry, explore domestic and foreign markets, and transform the advantages of the traditional automobile industry into the advantages of new energy automobile clusters.

Taking vehicle manufacturing as the leading factor, we will cooperate with the head enterprises in depth, promote a new round of cooperation between Nanjing and SAIC, actively strive to introduce brand-new models of Changan Deep Blue and Mazda, and build Nanjing into an important base for new energy vehicles in the eastern part of Changan Automobile.

We will continue to enhance the self-control and supporting capabilities of the industrial chain supply chain, promote the deep integration of the automobile industry with energy, transportation, information and communication, artificial intelligence and other fields, and create a new automobile industry ecology with mutual integration and division of labor.

Support the construction of key gathering areas such as Jiangbei New District, Pukou District, Liuhe District, Jiangning District, Lishui District, Nanjing Economic Development Zone, Jiangning Development Zone and Qinhuai District.

Draw a blueprint to the end. By 2025, the city’s automobile industry technology level, market influence of vehicle products and vehicle output will rank first in China.

Digital transformation is imperative! Wang Hongtao, Guojin Securities: Integrating business and empowering platform to build a first-class brokerage technology organization.







Editor’s Note: Report to the 20th CPC National Congress of the Communist Party of China proposed to speed up the development of the digital economy, promote the deep integration of the digital economy and the real economy, and build a digital industrial cluster with international competitiveness. The digital economy has become a new kinetic energy for China’s economic growth. Promoting the digital transformation of industrial institutions in an all-round way is not only an internal engine to help the high-quality development of the securities industry, but also an important measure to better serve the real economy and meet the needs of the people.

In recent years, after continuously increasing investment in information technology, the digital transformation of the securities industry has achieved phased results. In this column of "Blueprints for Digital Transformation", senior executives and chief information officers (CIOs) of the securities industry will share their experiences in digital transformation and future planning.

At present, digital transformation has become an effective booster for securities firms to become bigger and stronger, serve the real economy and manage residents’ wealth, and is a common strategic choice for the securities industry. Recently, Wang Hongtao, chief information officer of Guojin Securities, accepted an exclusive interview with China, a reporter from Securities Times, and shared the experience and thinking of Guojin Securities in promoting digital transformation for many years.

Wang Hongtao introduced that the digital transformation of securities firms generally faces many challenges, such as diversified customer needs, fierce competition in the industry, stricter and more normalized supervision, insufficient integration of business and technology, system fragmentation, data islands and so on. Guojin Securities has made great efforts in digital transformation from five aspects: formulating a unified science and technology strategy, increasing investment in science and technology, establishing an agile and efficient organization, building enterprise-level China-Taiwan capabilities, and building a safe and controllable system. The goal of digital transformation of Guojin is to "integrate business and empower the platform" and build a first-class brokerage science and technology organization.

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Digital transformation faces both internal and external challenges.

Wang Hongtao believes that the digital transformation of securities firms is faced with dual challenges of external environment and internal problems. The external environment challenges include diversified customer demand, fierce industry competition, stricter and more normal supervision, etc. The internal problems include insufficient integration of business and technology, system separation, data islands and so on.

"Taking the lack of integration of business and technology as an example, industry IT generally lacks the value analysis of business requirements, and fails to fully evaluate the economic value and comprehensive cost of requirements, resulting in redundant construction or excessive construction in some areas and inefficient resource allocation." Wang Hongtao said.


In Wang Hongtao’s view, "digitalization" and "science and technology" will become the key measures to meet challenges and solve problems.

First, digital enhances the customer experience. For individual customers, provide multi-channel, all-round and personalized comprehensive financial services based on the whole life cycle of customers; For institutional and corporate customers, integrate cross-departmental products and services, provide one-stop digital transactions and services, meet customers’ diversified needs, and enhance customer experience.

The second is the development of technology integration business. Through big data, artificial intelligence, cloud computing, blockchain and other technologies, we will build platform capabilities and empower business development, such as building customer portraits and thousands of people’s recommendation capabilities for wealth business, creating an integrated digital service platform for institutional business, and using intelligent technologies to improve investment bank customer service capabilities and operational efficiency.

Third, data improves operational efficiency. Through data governance and data center platform construction, we will break through data barriers, provide company-level data service capabilities, help operations reduce costs and improve efficiency, and realize data-driven business analysis and decision-making; At the same time, use technology and big data to improve the efficiency of risk and compliance management.

Five measures to make digital transformation

According to Wang Hongtao, in recent years, Guojin Securities has made continuous efforts in digital transformation, which is embodied in five aspects: formulating a unified technology strategy, increasing investment in technology, establishing an agile and efficient organization, building enterprise-level middle-office capabilities, and building a safe and controllable system.

First, formulate a unified science and technology strategy.According to Wang Hongtao, in order to support and integrate the company’s business development in the new decade, Guojin Securities has carried out the "New Five-Year Strategic Development Plan for Science and Technology", and will release the new five-year top-level design of Guojin Securities this year to promote the company’s digital construction.

Second, continuous investment in science and technology, capital investment and staffing in the forefront of the industry.According to the statistics of China Securities Association, in 2021, Guojin Securities invested 477 million yuan in IT, accounting for the ninth in the industry, with a compound growth rate of over 30% in the past three years. By the end of 2021, Guojin Securities had more than 400 formal IT employees, with a compound growth rate of over 20% in the past three years.

Third, establish an agile and efficient organization.According to reports, in order to better promote digital transformation, Guojin Securities set up a data operation management department in the Information Technology Department in 2020, focusing on company-level data governance, data services and data center construction; In 2022, the R&D Efficiency Department was established in the Information Technology Department, which was responsible for establishing agile and DevOps digital mechanisms, realizing agile development and continuous delivery, and significantly improving the efficiency of IT R&D..

Fourth, build enterprise-level middle-level capabilities.Specifically, it includes starting the construction of data center, consolidating data base and providing standardized and unified data services; Strengthen the technical middle-station capability, and use artificial intelligence technologies such as RPA, NLP and machine learning to significantly improve operational efficiency. Through data access and technology sharing, we can empower business development and reduce the operating costs in the middle and back office of the business.

Fifth, build a safe and controllable system.First, promote the innovation of information technology application and improve the independent and controllable level of core systems, key technologies and infrastructure; The second is to strengthen network security management and control, establish an all-round information system security management mechanism, regularly carry out security attack and defense confrontation, and improve the overall security operation level.

The achievements of digital transformation blossom at many points.

From the product side, the achievements of digital transformation of Guojin Securities are gradually reflected in the company’s products, providing professional and comprehensive solutions around the customer’s life cycle.


Especially since the beginning of this year, Guojin Securities has upgraded the commission Jinbao APP around the function of thousands of people, and at the same time launched the index strategy product "Talking about Fingers" APP and the institutional financial platform "Guojin Securities Fund Connect". Specifically, there are the following aspects:

(1) In terms of trading software, in 2020, Guojin commissioned Jinbao APP to launch smart investment services, opening a new era of smart investment, and investors can obtain investment opportunity reminders, trading operation reminders and other services based on market big data. In 2022, the commission Jinbao APP transformed the traditional business model based on big data, cloud computing, artificial intelligence and other technologies, and reshaped the customer journey through comprehensive labeling of customers, products and employees, achieving precise marketing and services for thousands of people. The customer scale was compared with 2014. It has increased by nearly 10 times.

(2) In 2022, Guojin Securities launched an innovative product "Talk Between the Fingers" APP with the index and community as the core, which provides functions such as strategic index information, adjustment of call setting, convenient order trading, customized creation of index, etc. Users can make convenient call trading and flexible adjustment operation based on the market-leading Guojin stock index strategy matrix.

(3) Focusing on the needs of institutional customers, Guojin Securities Fund Link, an institutional financial platform, was launched in 2022, covering innovative functions such as electronic account opening transaction, rapid conversion and real-time liquidation, which greatly improved the efficiency of investment transactions.

(4) In terms of data center, Guojin Securities also launched Guojin Data Port 1.0 in 2022, integrating the comprehensive data governance framework and the technical characteristics of data warehouse, and establishing a data center pedestal under a unified technical framework.

Looking ahead, Wang Hongtao said that Guojin Securities will continue to carry out digital transformation around "vision", "scenario", "capability" and "guarantee".


Specifically, Guojin Securities will define the vision and goal of digital transformation based on science and technology planning, and implement relevant digital measures; Support and integrate "business scenarios" to create digital applications and tools; Precipitate the company-level "platformization" ability, and build a data, technology and business support system; Establish the cornerstone of talents and culture, the bottom line of information security and stable operation, and the "guarantee" of infrastructure base to consolidate digital infrastructure.

The goal of digital transformation is "integrating business and empowering platform"

According to Wang Hongtao, the goal of digital transformation of Guojin Securities is to "integrate business and empower the platform" and build a first-class brokerage science and technology organization.

First of all, in terms of business integration, digital transformation needs to be "customer-centered and business-oriented", keep up with business needs, support business development, deepen the integration of technology and business, and strive for technology to create maximum business value.

Secondly, in terms of platform empowerment, we should precipitate business capabilities, technical tools and data assets to build the company’s platform capabilities, including business platform, technology platform and data platform, so as to avoid the chimney-like business capabilities, organizations, systems and data construction, realize the standardization and sharing of capabilities, improve enterprise operating efficiency and reduce operating costs.

Finally, in building a first-class science and technology organization of securities firms, we should improve the organizational learning ability and build a learning organization by improving the training system, strengthening internal sharing, introducing external wisdom, cultivating key positions, and creating a scientific and technological cultural atmosphere. At the same time, through the certification systems such as CMMI3, ISO27000, ISO20000, ITIL and TMMI, IT organizations and service management can meet the development requirements of standardization, process and standardization.

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With the help of the Internet, 1.83 trillion yuan of products were sold from China to all parts of the world last year-cross-border e-commerce exports increased by 19.6%.

The Central Economic Work Conference put forward that "it is necessary to speed up the cultivation of new kinetic energy of foreign trade, consolidate the basic disk of foreign trade and foreign capital, and expand the trade of intermediate goods, service trade, digital trade and cross-border e-commerce." In recent years, cross-border e-commerce, as a new foreign trade format with the fastest development, the greatest potential and the strongest driving effect, has shown great market vitality and growth resilience, and has become a new bright color in the field of foreign trade.

According to customs estimates, in 2023, the total import and export volume of cross-border e-commerce in China was 2.38 trillion yuan, an increase of 15.6%. Among them, exports were 1.83 trillion yuan, an increase of 19.6%; Imports reached 548.3 billion yuan, up by 3.9%. The rapid development of cross-border e-commerce not only meets the diversified and personalized needs of domestic consumers, but also helps Chinese products reach the world and become an important kinetic energy for foreign trade development.

Cross-border e-commerce relies on a flexible, efficient and resilient supply chain to inject new impetus into global trade growth.

As night falls, the warehouse of cross-border e-commerce enterprises in the Comprehensive Bonded Zone (South Zone) of Guangzhou Baiyun International Airport, Guangdong Province is brightly lit. In the warehouse, thousands of cross-border e-commerce export commodities are packed according to orders, and after completing customs formalities, they will soon be transported to the airport and sent to consumers around the world on international flights.

With the in-depth development of globalization, more and more Chinese enterprises are turning their attention to overseas markets and seeking more development space. Cross-border e-commerce export is one of the important paths.

In 2023, the General Office of the State Council issued the Opinions on Promoting the Stable Scale and Excellent Structure of Foreign Trade, which proposed that "promoting the healthy and sustainable innovation and development of cross-border e-commerce" and "encouraging all localities to combine their industrial and endowment advantages to innovate and build a comprehensive cross-border e-commerce experimental zone, actively developing the" cross-border e-commerce+industrial belt "model, and driving cross-border e-commerce enterprises to export to enterprises".

Zhu Siqiao, an associate researcher at the Institute of International Trade and Economic Cooperation of the Ministry of Commerce, believes that under the circumstances of global trade uncertainty growth and trade downturn, cross-border e-commerce relies on flexible, efficient and resilient supply chains to provide more value-for-money products to global consumers, which has also injected new impetus into global trade growth.

In 2023, relevant departments continued to improve customs clearance, taxation, foreign exchange and other policies, innovated the supervision mode, and promoted enterprises to reduce costs and increase efficiency; Support cross-border e-commerce comprehensive test areas, industry organizations and enterprises to actively participate in the "Silk Road E-commerce" and jointly build the "Belt and Road" economic and trade cooperation, and help cross-border e-commerce exports to be stable and far-reaching.

Guangzhou Customs, in combination with the needs of enterprises, launched the supervision mode of "cross-border e-commerce export consolidation in special areas", which combined various types of e-commerce goods in the same consumer’s order into one package, went through exit customs clearance procedures, and promoted smooth cross-border e-commerce customs clearance 24 hours a day. In 2023, Guangzhou Baiyun Airport Customs has supervised the export of 346 million cross-border e-commerce goods, up 51.8% year-on-year.

Beijing Customs takes advantage of two international aviation hubs, Capital International Airport and Daxing International Airport, and carries out "continuous direct transfer" and "direct communication" in cross-border e-commerce export goods, realizing the linkage between the two hubs and greatly improving the circulation efficiency of cross-border e-commerce export goods.

"Through the cross-border e-commerce export overseas warehouse model, our independent brand has successfully established a foothold in foreign markets." Lv Qiang, general manager of Zhejiang Hangzhou Weilijie Travel Products Co., Ltd. said: "Not only is delivery and after-sales more convenient, but also the feedback from foreign consumers can be collected in time through the e-commerce platform to continuously optimize products." Since 2023, Weilijie Company has sold more than 20 million yuan of self-owned brand luggage through foreign cross-border e-commerce platforms, a year-on-year increase of more than 70%. Hangzhou Customs actively explores new modes of cross-border e-commerce development and applies new scenarios, supports traditional industries to expand overseas markets through new formats, and makes cross-border e-commerce overseas warehouses a "new station" for domestic products to go to sea.

Zhu Siqiao believes that the rapid development of digital technology and the promotion of regional cooperation will create a better environment for the development of cross-border e-commerce. It is suggested to continue to implement the various policies for stabilizing foreign trade that have been introduced. At the same time, in view of the new situation and new tasks, we will promote the introduction of new policies and measures in a timely manner, improve the industrial chain and ecological chain of cross-border e-commerce, and gradually form a series of management systems and economic and trade rules that adapt to and lead the development of global cross-border e-commerce, and further enhance the international competitiveness of cross-border e-commerce in China.

Drive the transformation of traditional manufacturing enterprises and trading enterprises and promote the development of new formats.

Recently, a batch of daily necessities exported by Shandong Qingdao Kairuixiang International Logistics Co., Ltd. were shipped at Qingdao Port and sent to overseas warehouses located overseas.

"We actively explore overseas markets for cross-border e-commerce for enterprises." Wang Xia, general manager of Kairuixiang Company, said that last year Kairuixiang Company declared cross-border e-commerce export for 1,000 tickets of goods from more than 80 enterprises, and the sales situation is still hot this year.

Based on the advantages of industrial base, Shandong has innovatively implemented the "cross-border e-commerce+industrial belt" cultivation project, so that more local high-quality products can sail out to sea. According to the statistics of Qingdao Customs, in the first 11 months of 2023, the import and export of new foreign trade formats in Shandong, including cross-border e-commerce, was 260.48 billion yuan.

Cross-border e-commerce links different industries, from clothing, shoes and hats, maternal and child products to large pieces such as furniture and home appliances. All walks of life can be linked to the global market through cross-border e-commerce. At the same time, cross-border e-commerce has driven the transformation of traditional manufacturing enterprises and trading enterprises, and promoted the development of new formats.

In China Nongchuanggang (Jining) Cross-border E-commerce Industrial Park located in Jining High-tech Zone, Shandong Province, garlic from Jinxiang County was favored by foreign merchants, and Shandong Jiongxin Trading Co., Ltd. signed a garlic order of 12,000 US dollars. "After entering the industrial park to develop cross-border e-commerce, the order profit rate has increased by 50% compared with before." Han Ju, general manager of Jiongxin Company, said.

In Shanghai, 147 cross-border e-commerce export packages were recently transported from Shanghai Qingpu Comprehensive Bonded Zone to Shanghai Pudong International Airport after going through the GPS customs clearance supervision procedures at Qingpu Customs, which belongs to Shanghai Customs. They will be transported abroad by freight flights and delivered directly to overseas consumers. Qingpu Customs and Pudong International Airport Customs work together to further optimize the supervision mode. At present, Qingpu District of Shanghai has attracted nine national or regional express delivery enterprise headquarters to settle in, and a cross-border e-commerce export industrial cluster has been initially formed in Qingpu West Area.

In Zhuhai, Guangdong, Gongbei Customs has actively helped to build a fast-track for cross-border logistics in Greater Bay Area, supported qualified export commodities to go through customs declaration procedures by means of "simplified declaration, check and release of lists, and summary statistics", and explored new routes for sea, land and air combined transport. It has attracted many enterprises such as SF Express, DHL and Cainiao to conduct e-commerce business at Zhuhai Highway Port of Hong Kong-Zhuhai-Macao Bridge, with export destinations reaching more than 200 countries and regions.

Optimize the regulatory system and release the new vitality of cross-border e-commerce trade

Recently, in the enterprise warehouse of Nansha Comprehensive Bonded Zone in Guangzhou, thousands of exported cross-border e-commerce garments returned due to mismatched sizes were re-tallied. After the cross-border e-commerce platform was re-purchased by overseas consumers in different regions, these returned export commodities were "packaged" together with the newly sold commodities and sent to Guangzhou Baiyun International Airport, and then sent to overseas markets.

With the rapid development of cross-border e-commerce, the online ordering and consumption mode of "fast fashion" retail goods such as fashionable clothes and clothing bags produced in China is widely favored by overseas consumers. However, due to the certain return rate of FMCG, the problem of "difficult return" in cross-border purchases has once become a problem that puzzles consumers and cross-border export enterprises.

Suzhou Customs, which belongs to Nanjing Customs, provides one-stop service in the whole process, optimizes the supervision system, establishes efficient, safe and convenient channels, solves the pain points of export enterprises, realizes the export and return of cross-border e-commerce products, and releases the new vitality of cross-border e-commerce trade.

Guangzhou Customs has innovated a one-stop supervision service mode for cross-border e-commerce export returns, allowing enterprises to return the returned goods of export e-commerce that meet the secondary sales conditions overseas to Nansha Comprehensive Bonded Zone, and complete unpacking, sorting, shelving, storage and re-export in one stop in the warehouse of Comprehensive Bonded Zone, thus solving the difficulties and pain points of cross-border e-commerce export returns. In 2023, Guangzhou Customs launched a cross-border e-commerce export return project, with the value of first-line returns exceeding US$ 240 million, and the number of "packaged" export parcels exceeding 31 million.

"Previously, in order to meet consumers’ return demand, we needed to set up overseas return warehouses in the Middle East, Europe, America and other places, which was costly. Nowadays, under the new mode of customs supervision service, cross-border e-commerce export parcels and return parcels can be’ packaged’ according to actual orders, saving a lot of logistics costs and warehousing and management costs for setting up warehouses overseas. " Jifang Ma, general manager of Guangzhou Pincheng Logistics Co., Ltd. said.

The relevant person in charge of the General Administration of Customs said that it will solidly promote the construction of the cross-border e-commerce comprehensive test area, continue to promote the innovative development of market procurement trade methods, promote cross-border e-commerce and other formats to promote each other and integrate development, continuously broaden trade channels, realize the integrated development of domestic and foreign trade, and help foreign trade maintain stability and improve quality. (Reporter Du Haitao)

This year’s China-ASEAN Expo Forum will involve a number of emerging fields to promote the construction of version 3.0 of the China-ASEAN Free Trade Area.

CCTV News:On August 25th, the State Council established a new office in China — ASEAN Economic and Trade Cooperation and the 20th China — ASEAN Expo, China — A press conference was held on the ASEAN Business and Investment Summit. A reporter asked how this year’s China-ASEAN Expo will help the high-quality implementation of RCEP and China — ASEAN Free Trade Area Version 3.0 Construction?

Li Fei, Vice Minister of Commerce, said that the effective implementation of RCEP has provided new opportunities for trade and investment cooperation between China and ASEAN, and the policy dividend has been continuously released. China and ASEAN are vigorously promoting China — The ASEAN Free Trade Area 3.0 negotiations are committed to improving the openness of the two sides in the economic and trade fields and expanding mutually beneficial cooperation in emerging fields such as digital economy, green economy and supply chain interconnection.

This year’s Expo will focus on the frontier of economy and trade and issues of concern to the business circles of both sides. The forum will cover many emerging fields such as digital economy, green economy, supply chain interconnection, etc., with China — The key areas of the ASEAN Free Trade Area 3.0 negotiations are highly compatible, which is conducive to enhancing mutual understanding and recognition between China and ASEAN in emerging fields, and listening to the demands and suggestions of the business community for China — The construction of ASEAN Free Trade Area 3.0 injects new kinetic energy.

This year’s China-ASEAN Expo will also highlight the "four comprehensive upgrades", focus on doing a good job in the RCEP Business Summit Forum on Economic and Trade Cooperation, that is, comprehensively upgrading the high-level dialogue mechanism, comprehensively upgrading the economic and trade effectiveness, comprehensively upgrading the "Nanning Channel" and comprehensively upgrading the never-ending cooperation platform, organizing government, industry and academia representatives from various countries in the region to discuss the key areas of RCEP implementation, dig deep into the function of RCEP, and propose to establish the RCEP regional industrial chain supply chain cooperation alliance.

[See you at 8: 00] The glass on the first to seventh floors of the Harbin residential area was almost completely broken.

  CCTV News:At 8 o’clock every day, CCTV will sort out the big and small things that happened around us within 24 hours.

  The General Administration of Market Supervision recently revised and issued the Measures for the Administration of Internet Advertising, which will take effect on May 1, 2023.

  The Ministry of Agriculture and Rural Affairs recently published the Catalogue of Available Agricultural Germplasm Resources (First Batch). The first batch of available resources was 20,000 copies, involving 48 crop types.

  National Cultural Heritage Administration News: The top ten archaeological discoveries in China in 2022 will be selected on the 27th, with 22 projects shortlisted, and the final selection result is expected to be announced on the 28th.

  The navy initiated the recruitment of young aviation schools, and advanced the selection of carrier-based aircraft flight seedlings among junior high school graduates.

  National Cancer Center: China has established a tumor registration system covering 1.407 billion people.

  In 2022, the revenue of the three major operators reached 1.7 trillion, with an average increase of 9.8%.

  The first "Hualong No.1" nuclear power unit in western China was put into operation to generate electricity.

  The State Council Customs Tariff Commission: Extend the implementation period of the provisional tax rate of zero coal import.

  National civil aviation will implement the flight plan for summer and autumn season from March 26th.

  The Embassy of China in Thailand responded to the recent tourism-related issues in Thailand: spare no effort to safeguard the safety of China citizens in Thailand.

  China’s hybrid rice has been extended to dozens of countries and regions, contributing China’s strength to global food security.

  The national diving championship ended, and Zhu Yongxin and Zhang Minjie won the men’s and women’s individual all-around championships respectively.

  According to Japanese media, the organizing committees set up by Aichi Prefecture and Nagoya City, the co-organizers of the 2026 Asian Summer Games, decided not to build the athletes’ village in order to cut expenses.

  The 24th anniversary of NATO’s bombing of Yugoslavia was commemorated in Serbia.

  Smoke is rolling! The explosion of a chocolate factory in Pennsylvania, USA, caused many deaths and injuries.

  The Vatican handed over the sculpture fragments of Parthenon 2,500 years ago to Greece.

  Climate change makes deadly bacteria move northward! Expert warning: by 2100 or 90 million people will be infected with deadly bacteria.

  For the first time in the world! A Japanese research team used induced pluripotent stem cells (iPS cells) from male mice to produce eggs and give birth to cubs.

  Tsinghua students found a clerical error in the background report of the Nobel Prize in Physics and received thanks from Sweden!

  Candidates who took part in the postgraduate re-examination collapsed and cried because of flight delays: the re-examination time was too urgent.

  The woman imitates online celebrity’s dress and is attacked by the other fans! The court ordered online celebrity to apologize and compensate for 15 consecutive days.

  A man in Liuyang, Hunan Province suspected of killing a woman’s family of three because of an emotional dispute. Official: The murderer has been arrested.

  A private primary school in Wuzhi, Henan Province suddenly closed down. The local authorities said that the person in charge of the school had been detained by the police. At present, the students of the school have been diverted to other local public schools.

  Jiangsu No.1 Middle School requires students to pay 6,500 yuan to the class teacher for training? Official response.

  On March 24th, a woman was chased and beaten by several men in a food city in Wugong County, Xianyang, Shaanxi Province, which attracted attention. On March 25, Wugong County Public Security Bureau reported the matter.

  When a man clashed with others, he threatened to take out handcuffs. Baoding police responded: non-public security organ staff are tracing the source of handcuffs.

  After the woman was harassed to collect evidence, the leader apologized in person. The woman has now left her job.

  A large number of turtles died in the stream next to Lingyin Temple in Hangzhou. The scenic spot called for: be kind to animals and stop releasing them.

  Mount Tai is full of tourists, and the foot of the mountain is blocked to the top of the mountain. The official prompt is not to travel without an appointment.

  An explosion occurred in a residential area in Harbin, and nearby residents: the glass on the first to seventh floors was almost completely broken.

  The giant panda "Ke Nian" bites the mask? Chengdu research base of giant panda: I didn’t eat by mistake.

  Faced with the technical bullying of pop-up advertisements, law enforcement must first be hardened, and supervision should be strengthened on operators, software and browser platforms. The majority of netizens should also actively use legal weapons to safeguard their legitimate rights and interests. All parties can work together to put an end to the pop-up advertisement "play if you want".

  — — The Paper’s "Comment Now | Make sure that one button is closed and put an end to the pop-up advertisement" Play if you want ""

  At the beginning of the snow, the ancient city of Xuanhua was wrapped in silver.

  The splendid northern lights light up the night sky in Finland.

  Ding Jian is a Chinese teacher in Guomiao Town Central Primary School, Taihe County, Fuyang City, Anhui Province. He found that several children could never recite the text, and promised to perform a program for everyone if the whole class could recite it before class. At the end of class, the whole class could recite it. He warmed up and suddenly there was a vertical split, and the students applauded. Teacher Ding said, "I want to tell students that only when they have a healthy body can they have a good learning state."

  See you at 8 o’clock tomorrow!

  Editor in charge: Huang Zuochun 

  Editor: Lin Tao Su Danghui

Buchang Pharmaceutical Zhao Tao: 6.5 million sent women to study abroad has nothing to do with the company; On the first day of listing, it rose by 22%, and its market value exceeded 2.9 billion US do

  Quiet and warm reminder: Friends who travel on May 1, if your companion gets lost in the scenic spot, don’t look for it … Good morning, Erebati (say hello manually). Let’s read today’s morning paper. ……

  [Dark Horse High-profile Morning Post] No.1366

  Wen Jing Jing

  Headline: Buchang Pharmaceutical Zhao Tao said that her daughter’s study abroad funds have nothing to do with the company

  1. Zhao Tao, Chairman of Buchang Pharmaceutical: The daughter’s study abroad funds have nothing to do with the company.

  Zhao Tao, the chairman of the board of directors, announced in the company’s official website: Recently, I noticed that there were many reports published in the media, mainly concerning rumors about my daughter studying in the United States. First of all, the daughter’s study in the United States is a personal and family behavior, and the source of funds has nothing to do with Buchang Pharmaceutical, which does not have any impact on Buchang Pharmaceutical’s financial situation; Secondly, Buchang Pharmaceutical is a listed public company, and its operation and management are independent. Buchang Pharmaceutical has a sound internal control system, and my personal affairs will not affect its normal operation.

  $26.5 million to send a woman to Stanford. The mother of the client responded: misled.

  Zhao Tao, the chairman of Buchang Pharmaceutical Company, was exposed to spend $6.5 million to send her daughter to Stanford. On May 3, a statement from Vincent W Law, a lawyer of Hong Kong Mashida Law Firm, said that Zhao Tao’s wife said that after learning that her daughter Zhao Siyu was admitted to Stanford, Singh, the middleman, suggested that she make a donation to Stanford University through the foundation to help students who could not afford Stanford tuition. Zhao Tao’s wife said in the statement that she didn’t realize she was misled until she saw the report, and her daughter became a victim of fraud. At present, she has entrusted a lawyer to handle this matter. (Beiqing Daily)

  3. Buchang Pharmaceutical has been involved in bribery many times, and most of the drug approvals were obtained around 2002.

  Judging document network shows that from 2015 to 2018, Buchang Pharmaceutical was involved in bribery at least seven times. At present, the five judgments of Buchang Pharmaceutical on bribery are all due to the sales with money in the process of drug promotion. The salesman paid bribes to the leaders of township hospitals and doctors in county hospitals, with the amount ranging from 60,000 to 110,000. The annual report shows that Buchang’s sales expenses in 2018 were 8.036 billion yuan, while the company’s annual operating income was 13.67 billion yuan. Sales expenses are the gray area of pharmaceutical commercial bribery. (Interface)

  home news

  4. The first day of the listing, the market value rose by 22%, exceeding 2.9 billion US dollars.

  The so-called "China’s first e-commerce share" went public in the United States yesterday, opening at $13.42, up 22% from the issue price of $11.00, with a market value of over $2.9 billion. It is reported that the initial public offering will issue 11 million ADS;; According to the issue price, including the underwriter’s over-allotment, the estimated financing amount is $139 million, and there is a 15% green shoe mechanism. The raised funds will be mainly used for strengthening and expanding business, strengthening technical capabilities, expanding and improving logistics facilities, and general corporate purposes including capital operation, potential strategic investment and acquisition. (blue whale TMT)

  5. In the first quarter, the revenue growth rate of 19 listed banks exceeded 20%

  On May 3rd, statistics showed that 33 listed banks (including 32 A-share listed banks and the Postal Savings Bank listed in H-share) realized a total operating income of 1.3 trillion yuan in the first quarter, up 15.4% year-on-year, and 19 of them had revenue growth rate exceeding 20%. Many analysts have reservations about whether this trend of high revenue growth can be sustained. (national business daily (blog, Weibo))

  6. Shao Hui, chairman of Xinyang, announced his resignation from all his positions in Xinyang.

  After the listing of Xinyao, Shao Hui, the chairman of Xinyao, announced his resignation from all his positions in Xinyao. At the same time, Shao Hui’s shares in XinYang decreased from the previous 28.8% to 20.6%, and retained 3.7% of the voting rights, and remained the largest shareholder as an investor. (Tencent first line)

  7. Activision Blizzard Q1′ s net profit was $447 million, down 11% year-on-year.

  Activision Blizzard Q1 financial report shows that the net revenue during the period was $1.825 billion, less than $1.965 billion in the same period last year; Net profit was $447 million, down 11% from $500 million in the same period last year. (Tencent Technology)

  8. Volkswagen’s operating profit in the first quarter was 3.9 billion euros.

  According to Sina’s US stock news, Volkswagen released its financial report on Thursday, saying that its operating profit in the first quarter dropped to 3.9 billion euros from 4.2 billion euros in the same period last year, which was in line with market expectations. Revenue increased by 3.1% to 60 billion euros, despite the decline in sales. The company reiterated its full-year performance forecast, predicting that sales will increase by up to 5% and the operating return rate of sales will be between 6.5% and 7%.

  9. Dr. Ping An responded to anonymous slander: the case has been reported and the case is under review.

  On May 2, Ping An Health Medical Technology Co., Ltd. announced that there were anonymous and malicious false articles defaming the company among investors in a secondary market, which had a great negative impact on the company’s brand and reputation. The company has officially reported the case to the public security organ, and the case is currently under investigation.

  10. Razer enters small household appliances and will push the esports toaster.

  Min-Liang Tan, president of Razer, recently announced that he will launch a toaster in the future, and the baked bread will also be printed with the conspicuous trademark "Razer". Razer’s joke about "Project Breadwinner" on April Fool’s Day in 2016 laid the groundwork for its entry into small household appliances. (Hong Kong Economic Times)

  11. The biggest decline of Estee Lauder brand across the board is over 10%.

  Cosmetics Finance Online learned from Estee Lauder that from May 1st, Estee Lauder Group will reduce the suggested retail prices of some skin care, make-up and fragrance products of all its brands. It is understood that this is the fourth time that Estee Lauder Group has lowered the suggested retail price of some products in the past four years.

  12. Weilai Automobile laid off 70 employees in the American office to improve management efficiency.

  Weilai Automobile has laid off 70 employees in two offices in California, including the company’s North American headquarters office. Specifically, the company fired 20 employees from its North American headquarters office in San Jose and 50 employees from its San Francisco office, which is now closed. (Verge)

  international news

  13. Six thousand taxi drivers in Australia filed a class action lawsuit against Uber, and the compensation amount may be as high as A $1 billion.

  A law firm filed a class action lawsuit against Uber on behalf of thousands of taxi and taxi drivers in Australia, accusing the world’s largest taxi company of illegally operating in the country and harming their interests economically and financially. The number of drivers affected was as high as 46,000. Since Uber’s current valuation is as high as A $120 billion, the company may face a sky-high compensation of A $1 billion. It is estimated that the Victorian Supreme Court will accept this class action case. (Herald Sun)

  14. Tesla’s first super factory: 7,000 employees, running 24 hours a day.

  Foreign media reported that Tesla has a super factory in the suburb of Reno, Nevada, USA, which will be Tesla’s first fully built factory and a model for more than a dozen large factories around the world in the future. This super factory operates 24 hours a day and currently has 7,000 employees. (Tencent Technology)

  15. Musk: Autonomous driving can make Tesla’s market value reach 500 billion US dollars.

  In order to increase investors’ interest in Tesla’s bonds and new shares with a total amount of more than $2 billion. Musk recently said that autonomous driving is a basic driving force of Tesla and the key to how the company can become a "500 billion dollar market value company". (Bloomberg)

  16. Facebook is building a cryptocurrency payment system.

  Facebook is building a payment system based on cryptocurrency, seeking an investment of $1 billion, and has held talks with companies such as Visa, MasterCard and First Data. The report also said that the related project code is "Libra". At present, Facebook is contacting e-commerce companies and Apps to invite them to accept the electronic money. (Cailian)

  Today’s thoughts

  The hardest thing to start a business is not to face all kinds of risks and rivals in the market, but to constantly face you yesterday, you today and you tomorrow. The height of your humanity determines the height of your entrepreneurship.

  —— Wang Qiang, co-founder of Zhenge Fund

This article first appeared on WeChat WeChat official account: iDark Horse. The content of the article belongs to the author’s personal opinion and does not represent Hexun.com’s position. Investors should operate accordingly, at their own risk.

(Editor: Wang Zhiqiang HF013)

Yao Hui: I have been "scratched" and I have been shoulder to shoulder.

The first time I saw Yao Hui was next to a row of houses to be demolished near the Dalongtan Golden Monkey Field Research Base in Shennongjia. In March, Shennongjia was still slightly chilly in a sudden light snow package. Now he is the vice president of the Science Research Institute of Shennongjia National Park Administration. He is holding a mobile phone to shoot a video at the empty house in front of him. He didn’t hear the approach of our group, but he was still immersed in recording the scene in front of him.

After coming to my senses, Yao Hui told the reporter, "This is the house where I lived when I was young. I heard that it was just emptied today and will be demolished soon. I plan to make a video as a souvenir. When I first moved in, it was not like this. It was not as clean and tidy as it is now. It was still a simple house in the 1960s. When I moved in around 2004, I felt the conditions were too bitter. Looking back now, I am still a little reluctant. It carries my youth here, and it is also the day when I first met Sichuan Golden Monkey in Shennongjia. "

From young people who are not used to living in shacks to the steady "chef" of monkey meals.

After much deliberation, Yao Hui posted the video on Tik Tok, bearing his youthful memories. "Because of the early human development and hunting activities, the Sichuan golden monkey in Shennongjia is relatively timid and suspicious, and it is very sensitive to human activities. Basically, it is necessary to keep a distance of two or three kilometers. I bring a telescope for most of the day, and I come back at night to sort out the data records during the day. Several people sleep in a small room, and power outages are commonplace. Because there is no dry food in the mountains every day, I have to prepare the next day’s meal in a simple hut one day in advance, and the days in the mountains pass quickly. " Yao Hui recalled.

The Sichuan golden monkey with upturned nose and blue face in Shennongjia is also known as the blue-faced upturned nose monkey. They are covered with thick multicolored hair, with short heads and ears, naked faces, round and big eyes, black eyelashes, short and swollen snout, thick lips, a tail length significantly longer than the head length, and two flesh-colored round spots on the buttocks, with no hair distribution.

With the passage of time, Yao Hui’s research on Sichuan golden monkey in Shennongjia is getting deeper and deeper. "The birth rate of Sichuan golden monkeys is also divided into different years. For example, there were more than a dozen newborn monkeys in the previous year and only six or seven in the following year. There are many uncertain factors. But the female monkey is still very important during pregnancy. " Yao Hui said, "Every autumn, the wild fruits in Shennongjia Mountain are ripe, and monkeys can collect rich food to supplement their needs at this time. Adult males and females enter the frequent mating period, and females begin to experience pregnancy for more than six months. By March-May of the following year, new baby monkeys are born."

When the reporter stepped into Shennongjia in March, it was still covered with thick snow. From time to time, it snowed a few times. It was more difficult for the golden monkeys to forage in the silent forest snow field than in other seasons.

Just a few years after Yao Hui moved into the hut, the research made a new breakthrough. In 2006, the research team of Shennongjia golden monkey used the wild food of golden monkey as a guide, and based on the investigation data of the past ten years, carried out the research on the artificial supplementary feeding project of golden monkey. Through the implementation of the project, the major problem of partial death of golden monkey due to lack of food in winter was creatively solved for the first time, and a theoretical and technical breakthrough was realized.

"Yes, the probability that many female golden monkeys keep their first child is not high. The main reason may be lack of experience. In addition, Shennongjia can completely melt snow in May, and it is in a state of lack of food during pregnancy. Because it is necessary to protect the golden monkey population, it is very important to solve the lack of food in winter. " Yao Hui said.

Later, Yao Hui became the diligent "chef" of the monkeys, and the rich multi-nutrient meals such as carrots, apples and peanuts became important materials to help golden monkeys survive the food shortage period.

From being "scratched" to sitting side by side

I don’t know whether the name of the chef of monkey meal has long been famous in Dalongtan, or whether Yao Hui has long been familiar with the life habits of the golden monkey in Shennongjia. This afternoon, Yao Hui was able to sit next to two golden monkeys and chat with others, and the picture of people and monkeys coexisting was very harmonious.

The golden monkey is playing on Yao Hui’s back.

"Next to me is a female monkey, sitting in front of this is just a male monkey. Ordinary people can’t stare at the eyes of the female monkey for too long, otherwise the male monkey will stretch his arms and scratch people. " Yao Hui said.

"So you’ve been scratched?" The reporter asked.

"That’s not. One summer, while studying the activities of monkeys, I was accidentally scratched by a monkey, not to mention that the scratch was the same as that of others. After the treatment, my colleagues and friends thought it was scratched by my girlfriend at that time, not to mention how embarrassing it was. A few months have passed, and we really want to have a wedding. I didn’t expect this scar to heal, but the stylist covered my face with thick powder and barely covered it to avoid letting everyone see that I am a groom who is still disfigured. " Yao Hui recalled the past, still a look of distress situation.

I have been with golden monkeys for a long time, and I have become more and more familiar with them. Golden monkeys are typical diurnal arboreal social animals. Most of them eat, drink and sleep in trees, and rarely move in the ground. "They move at sunrise every day, rest at sunset, and have no fixed residence. Because of habitat factors such as the distribution of wild food, they migrate back and forth in a certain area. At night, they choose tall trees on the top of the mountain in units or small groups to sit on the trees and rest." Yao Hui told reporters.

"Later, we named the golden monkeys in different family units for long-term observation records. The number of golden monkeys is increasing, and our observation objects are also increasing. At first, we named them after’ Welcome to the reserve’, which is similar to the mascot of the Beijing Olympic Games. Therefore, the earliest records include monkeys called’ Bao Bao’ and’ Huanhuan’ and’ Yingying’. Later, it was’ Welcome to Dalongtan’, followed by the names of our protection workers such as Dayang and Xiaoyang. Although the average life record of golden monkeys is about 25 years old, the total number of monkeys has gradually increased over the past few decades, and our protection work has achieved results, which is very gratifying. "

From the first two or three kilometers, to a few hundred meters, and then to a few meters, now Yao Hui can sit on the same stone with the female monkey who has a high status in the family of monkeys, and have a peaceful "heart-to-heart talk". In this magical land of Shennongjia, the trust of golden monkeys in people is unprecedented and is still accumulating, all of which stems from Yao Hui and other generations of researchers who have taken root here.

"When I first read the book about the golden monkey, I found it difficult to understand. Now it seems very interesting and worth exploring." Yao Hui said.

Original title: "Yao Hui: Once scratched his face" and once stood shoulder to shoulder "

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This money can’t be deducted casually! Otherwise, your unit will be illegal!

  CCTV News:China’s "Administrative Punishment Law" stipulates that general employers do not have the right to impose fines, and fines are the power entrusted by the "Administrative Punishment Law" to state law enforcement agencies. At present, are it reasonable for many employers to deduct money from employees on the grounds of being late, performance and taking leave?

  1. Is it legal to deduct wages for being late and leaving early?

  The "penalty" for being late and leaving early is the most common. In fact, it is illegal, because generally speaking, being late and leaving early for a few minutes will not bring economic losses to enterprises, and enterprises should set up emergency plans in human resources management to solve it. It is also illegal to punish one day’s salary for being absent from work for half a day, and half a day’s salary should also be paid for working for half a day.

  However, regarding the problem of being late, employers can reward diligence and punish laziness through legal means such as rules and regulations, which is also a necessary means of human resource management. In other words, the employer can punish employees who are late, but it cannot exceed a reasonable range. What is a reasonable range? Let’s take a look at these hard and fast rules.

  1. Heavy rain, fog and heavy snow are not within the scope stipulated by national laws, and only earthquakes, floods and fires are within the scope of force majeure. Therefore, whether you will be deducted for being late depends on whether the company is humanized.

  2. In case of traffic emergencies such as traffic jams and accidents on the way to work, employees can show the employer the evidence such as the record of the traffic police, so as to distinguish it from subjective and intentional violation of discipline and avoid losses caused by being late.

  3. After the subway breaks down, there will be an apology letter from the subway company. In addition, if passengers need to prove the reason for being late to the company, they can download the "delay notice" online, without having to ask for an apology letter on the spot at the station.

  2. Is it necessary to deduct salary if the sales task is not completed?

  According to Article 56 of the Opinions on Several Issues Concerning the Implementation of the Labor Law of People’s Republic of China (PRC), the clause that the employer can pay the employee’s salary below the minimum wage standard without completing the labor quota or contracting tasks agreed by both parties has no legal effect.

  According to this regulation, no matter whether you have achieved your goal or not, as long as you go to work, the company should give you money, at least your basic salary can never be deducted. This kind of situation is common in many sales employees. No matter whether they finish the task or not, in fact, the basic salary should be available.

  Third, did you deduct your salary without notifying the unit in advance?

  Article 37 of the Labor Contract Law stipulates that the employee may terminate the labor contract by notifying the employer in writing 30 days in advance. The employee may terminate the labor contract by notifying the employer three days in advance during the probation period.

  Laborers have the right to receive remuneration. If the laborer provides labor, the employing unit shall pay the labor remuneration, and both parties shall settle the wages when the labor relationship is terminated. As normal labor income, the employer has no right to deduct wages when it cannot be determined. Therefore, it is illegal for the company to deduct wages in this case.

  However, it is worth reminding that some companies will stipulate liquidated damages with the workers in the labor contract, so remember to pay more attention when signing the contract, so as not to bring unnecessary economic losses to themselves.

  Fourth, should I deduct three times my salary for taking time off?

  If a worker asks for personal leave, the wage calculation formula is: (21.75 days-days of leave) × daily wage.

  Assuming that A’s monthly salary is 2175 yuan, the daily salary is 2175÷21.75=100 yuan. If A takes four days off in October, A actually works 17.75 days in October. Therefore, the salary in October is 17.75×100=1775 yuan.

  5. Is the salary deducted from the maternity check-up of female employees during pregnancy?

  Article 6 of the Provisions on Labor Protection of Female Workers stipulates that pregnant female workers shall have prenatal examination during working hours, and the time required shall be included in working hours.

  The "Question Answers" further explained that the prenatal examination of female employees should be treated as attendance, not as sick leave, personal leave or absenteeism; For female workers in the front line of production, production quotas should be reduced accordingly to ensure the time of prenatal examination.

   6. Is it legal for employers to withhold wages for donations?

  According to the provisions of Article 91 of the Labor Law, if the wages of workers are deducted, the labor administrative department shall order the employer to pay the wages and economic compensation to the workers, and may also order the employer to pay compensation.

  According to Article 4 of the Donation Law for Public Welfare, employees have the right to decide the amount of donations by themselves. Whether to donate or not and how to donate must be voluntary, and no employer may forcibly deduct employees’ wages.

  According to the Interim Provisions on Wage Payment

  1. Under any of the following circumstances, the employer may withhold the wages of the workers:

  (1) Personal income tax withheld and remitted by the employer;

  (2) The social insurance premiums withheld and remitted by the employer and borne by the individual workers;

  (3) alimony and alimony required to be withheld in court judgments and rulings;

  (4) Other expenses that can be deducted from the wages of workers as stipulated by laws and regulations.

  2. Causing economic losses to the employer due to the employee’s own reasons.

  Compensation for economic losses can be deducted from the employee’s own salary. However, the monthly deduction shall not exceed 20% of the employee’s monthly salary. If the deducted surplus salary is lower than the local monthly minimum wage, it will be paid according to the minimum wage.

The QQ music summit ceremony ended successfully. SNH48 Yuan Yiqi won the award of the year’s top new female singer.

On March 30th and 31st, 2024, QQ Music Summit was held in Guangzhou. In this grand ceremony, Tao Zhe, Jason, Diamond, Shan Yichun, Awakening, SNH48 Yuan Yiqi and other stars all appeared, and various programs were splendid and the atmosphere was very hot, which brought an audio-visual feast to the audience.

SNH48 Yuan Yiqi, who just turned 24 on March 19th, won the award of "Top Female Singer of the Year" in the grand ceremony. In 2023, Yuan Yiqi created his original solo album "Planet Carnival", and released his first solo album "Wind Direction" in the same year, which showed his creative ability in all directions. He has been on the QQ music soaring list and the mainland list for many times, and the award can be described as deserved.

On the 30th, Yuan Yiqi appeared on the red carpet wearing a glazed mermaid dress and holding a pet doll dragon. On the red carpet, she talked about the album "24" with the same name as her age that she just released some time ago. All four songs in the album were originally written by herself. The album is a small summary of her 24 years and a gift for her fans. The reason why I got a pet dragon is because this year is the Year of the Loong’s own animal year. In the painting session of the expression wall, she drew an expression of crying and laughing. She said that the mental state of contemporary young people may be unstable, and maybe one second is happy and the next is sad; But I hope everyone’s tears are happy tears because of love, so I draw tears in the shape of love.

On the evening of 30th, Yuan Yiqi, Shengxi Sun and Wang Jingwen brought a wonderful stage of cooperation, Parting for Flowers. Three people from different places, with their own distinctive voices, collided into a brand-new and perfect stage.

Yuan Yiqi delivered her acceptance speech when she took the stage to receive the award of "Top Female Singer of the Year". She said that this award has made a good start to her own animal year, and I hope that it will bring more stages and better works to everyone later. Subsequently, Yuan Yiqi brought the stage of the eponymous title song "Wind Direction" from his album "Wind Direction" to show everyone his youthful vitality.

Yuan Yiqi expressed his opinion when asked about the musical spirit of the summit ceremony in a group interview: "Musical spirit is innovation, which is the fusion of different things and different styles." When asked about this year’s goal plan, Yuan Yiqi said that his focus this year will still be on the annual youth festival. In this summit ceremony, Yuan Yiqi chose the musical spirit of "adventure". For her, the road of music may be an adventure. She used her own originality as a weapon, and she cut through the thorns all the way and opened up a road of her own. I also expect her to achieve her goal in this year’s annual youth festival and create more and better music in the future!


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