Policy ＂combination boxing＂ boosts confidence and stimulates vitality. The real estate market in China continues to pick up.

CCTV News:In May, many departments launched a "combination boxing" of real estate policies, and introduced a series of optimization and adjustment policies, including the minimum down payment ratio to 15% and the cancellation of the lower limit of commercial loan interest rates. Many cities followed suit, including lowering the threshold, lowering the down payment, adjusting interest rates, and "swapping old for new" policies. Now, one month has passed, what is the effect? On June 23rd, we will pay attention to the recent changes in the real estate market. In Beijing, after visiting the new housing market, the reporter found that with the continuous release of the policy effect, the number of people looking at the house has increased significantly, and the amount of online and offline consultation has greatly increased.

In the sales office of a new house project in Beijing’s South Fourth Ring Road, the reporter saw that many prospective buyers were learning about the real estate situation from the sales staff. The reporter made a rough statistics at the scene. Within an hour, the sales office hall received more than 20 groups of people who came to see the house. Sales staff told reporters that compared with before, the number of people who came to see the house recently increased significantly.

According to the statistics of relevant institutions, influenced by a series of policy optimization and adjustment recently, the number of consultations and offline visits of many new housing projects in Beijing has increased significantly, and the number of visits of some projects has increased by 70% compared with the beginning of the year. At the same time, influenced by the optimization of the purchase restriction policy outside the Fifth Ring Road, Shunyi, Changping, Daxing, Fangshan, Tongzhou and other districts have now become the best areas in Beijing’s new housing market. According to the latest data released by the Beijing Municipal Commission of Housing and Urban-Rural Development, from May 17 to June 17 this year, 3,147 sets of new commercial residential buildings were signed online in Beijing.

Wang Ruimin, an associate researcher at the Institute of Market Economy of the State Council Development Research Center, said: "I think confidence in the market is a great boost, which means that most buyers who have some wait-and-see mood also actively enter the market, which will also drive other residents to have confidence, and the market transaction heat will increase and become active."

However, after visiting real estates in other regions, the reporter found that not all real estates have seen a substantial increase in the number of visits at present, and there is also a phenomenon of uneven hot and cold between different real estates. The real estates suitable for just-needed and improved needs are obviously more attractive to buyers. In addition, because Beijing’s current policy has only lowered the interest rate of provident fund loans, it has not followed up by lowering the down payment and lowering the interest rate of commercial loans. Therefore, the new housing market is more wait-and-see than the second-hand housing market, and many buyers are still waiting to see more policies.

Hangzhou: Second-hand housing transactions increased significantly.

On May 9, Hangzhou announced the cancellation of the purchase restriction. It has been more than a month since then. What is the effect of the policy? After the reporter visited, it was found that the volume and volume of local second-hand housing belts have increased in different ranges.

Not long ago, Zhejiang Branch of the People’s Bank of China issued the first home down payment and loan interest rate policy. The down payment ratio was not less than 15%, and the first home loan interest rate dropped to 3.25%, both of which were at historical lows, greatly boosting the just-needed willingness to buy a house. Xiao Zhang, who has worked in Hangzhou for four years, has been busy looking at houses in various intermediaries recently after learning that the local mortgage interest rate has dropped sharply.

Statistics from relevant intermediaries show that in May, 8254 sets of second-hand houses were sold in Hangzhou, up 8.3% year-on-year, and the turnover of second-hand houses exceeded 8000 sets for three consecutive months.

Shangguan Jian, dean of RealData Hangzhou Branch, said: "The full liberalization of purchase restrictions has significantly reduced the cost of buying a house, which has played a significant role in helping the whole market."

The reporter noted that the Hangzhou property market, stimulated by the New Deal, recently saw an increase of 20% and 30% in the daily average number of second-hand houses and the number of people who booked rooms compared with those before the New Deal.

He Chenyu, deputy director of the Real Estate Development Department of Hangzhou Housing Security and Real Estate Administration, said: "We have noticed that the leading indicators of the relevant markets are at a high level in the past two years. According to this, it is predicted that the policy follow-up will still have a certain lasting effect and the market will continue to pick up."　

Wuhan: Market confidence has been further enhanced.

Wuhan is the first city in China to announce the reduction of the lower limit of mortgage interest rate after the "New Deal of May 17th". In the past month, with the successive implementation of various real estate policies, the activity of Wuhan property market has been significantly improved, consumers’ expectations have improved, and market confidence has been further enhanced.

In a sales office in Hanyang District, Wuhan, Mr. Xiang is consulting about buying a house. With the new house purchase measures, the down payment threshold is lowered, and he can now replace the same down payment with a larger house.

At present, Wuhan’s provident fund loan interest rate, commercial loan interest rate and minimum down payment ratio are all at historical lows. Affected by this, in the past month, the average daily transaction volume of new houses in Wuhan was nearly 200 sets, which was nearly 20% higher than that in April and nearly 50% higher than that in the first four months of this year.

Compared with new houses, the activity of the second-hand housing market in Wuhan has also increased obviously, and the transaction volume of second-hand housing has exceeded that of new houses for three consecutive months. Many intermediaries told reporters that in the past, the intermediary commission was mostly borne by the buyer, but now it is borne by the seller or shared by both parties, which shows that the market is shifting from the seller’s market to the buyer’s market.

Experts said that with the release of the real estate policy effect, I believe that the follow-up will further boost the market.

Pan Shibing, president of Hubei Real Estate Association, said: "The policy has been implemented for more than a month, and I think the effect is quite obvious. The whole consumer’s expectation has improved, and the market confidence has obviously recovered, including the obvious increase in the whole sales volume. In the next step, the recovery of the entire real estate market will be more obvious, and the confidence of real estate enterprises will be more obvious. "

Shenzhen: The policy effect is still being released.

After the announcement of the "5.17 New Deal for the Property Market", Shenzhen also actively followed up and lowered the minimum down payment ratio and the lower interest rate limit of individual housing loans. The reporter recently visited and found that it has been more than a month since the release of the policy. The current activity of the Shenzhen property market has improved and the policy effect is being continuously released.

Recently, the reporter learned in a real estate agency store in the central area of Shenzhen that since the implementation of the New Deal, the transaction volume of second-hand houses in this store has increased by 52% month-on-month, and the enthusiasm of customers who just need to buy a house for the first time has been significantly improved, especially the number of customers who come to see the house for the first time through online appointment has increased by more than 20% compared with before, among which the growth of customers who just need to buy a house is particularly obvious.

In the interview, many buyers said that the landing of the new policy has reduced the down payment of buyers. Under the condition of limited budget, buyers now have more choices.

The reporter learned from the Shenzhen Real Estate Agency Association that after the introduction of the New Deal, the policy effect of low down payment and low interest rate continued to be released, which not only drove some customers who just needed to enter the market, but also improved the activity of improved housing transactions.

According to relevant statistics, from May 18th to June 17th, 2286 sets of new houses were sold in Shenzhen, up by 3.96% over the month before the New Deal. A total of 4136 sets of second-hand houses were sold, up 2.86% from the month before the New Deal.